Asked by Dylan Mac, Framingham, MA • Tue Jan 10, 2012
I am turning 23 soon. I have 3 years of great credit history. I graduated from college in 2010. I have held a part-time position (gross $200-300 weekly) since 12/2010 and have had my current position working as a medical assistant for 7 months (32 hr/wk; gross $500 weekly). My credit is ~720. I have no debt.
Although I live in Massachusetts, I am moving to Birmingham, AL. I am looking to take out a mortgage, ideally an FHA mortgage, for a 2BR condo $90K-$100K. I would like to be the primary on the loan, and my parents could potentially cosign. Possibly relevant info: My mother makes 30K/year and my dad is retired with very little investment income; however he has immaculate credit and has over 1 million in cash assets.
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