What Grants are Available for first time home buyers?

Asked by Barbara Smit, 33311 Sun Aug 10, 2008

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Leslie Harber, Home Buyer, Dania Beach, FL
Thu Jul 9, 2009
Hi Barbara, I'm a mortgage planner in Florida. where are you looking to buy?? I can help you get grant money. LeslieHarber@tlg.bz
0 votes
Teena Edge, , Panama City Beach, FL
Tue Aug 12, 2008
This is not a grant, but is well worth looking into: the Rural Development Program.
http://www.rurdev.usda.gov/fl/proc_underguidecvr.htm
You may be surprised as to what they consider a rural area!
Good Luck!
0 votes
Angela Schra…, Agent, Pembroke Pines, FL
Sun Aug 10, 2008
Hi Barbara:

There are different programs and grants available in different places. If you looking in Fort Lauderdale, for example, the sale price of your new home can't be more than $205,000 and your income must be no more than a certain amount, depending on how many in your household. Check out the Purchase Assistance Program information at http://ci.ftlaud.fl.us/planning_zoning/pdf/First-Time_Homebu… There are also programs depending on your employment - example, lots of cities have programs for teachers, firefighters, police, if they are first time homebuyers. As Myke said, the important thing is to get in touch with a reputable and trustworthy mortgage broker or loan officer. There are quite a few excellent ones here on Trulia and I can certainly give you the names of those that I know and trust.

If I can be of any help to you in finding that perfect first place, don't hesitate to contact me. Best of luck!

Angela
Web Reference:  http://www.villagrealty.com
0 votes
Myke Atwater, Agent, Santa Rosa Beach, FL
Sun Aug 10, 2008
There are a number of grants available, and the best people to give you that information in your area is a loan officer of a lending institution. Different officers in different companies work with different products, and know how much money is left in any given program. Ask a couple of different banking institutions and credit unions what they have, and choose the one that fits your needs. Shop around. It won't hurt your credit rating if you do it within a reasonable time at different banks. Happy House Hunting.
Web Reference:  http://www.MykeTriebold.com
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