Your husband's credit score meets both FHA and Conventional guidelines so you're in good shape from that aspect. It would be best for us to speak so I can gain a clearer snapshot of your scenario which will allow me to weigh out your options so ensure you receive an ideal payment. Please contact me at your earliest convenience to make sure you receive accurate and authentic information.
Paul F. Marzolla
Sr. Mortgage Advisor
If you don't have a credit score, you can ask your husband to add you to his credit cards as an authorized user. As long as he has always paid them on time and isn't carrying more than 50 percent of their credit line, you will have a good score within 30 days after you are added. You need a score to be on the mortgage with him.