The good news is that you can qualify for mortgage within 2-3 years of a bankruptcy or foreclosure. Usually lenders look for a minimum 640 credit score, and they want to see good credit practices (using credit cards responsibly, making on time payments for at least 12 months, etc). You are usually looking at at least 3.5% down payment, and job history is important for qualifying as well. I would love to go over some options for you to purchase in Norman or the surrounding area. Please feel free to give me a call any time to talk about what to do next to get a pre-approval and we'll get you going!
All the best,
Keller Williams Realty