Good question. That will depend on if you qualify for a loan. The process of buying a home has not changed in the past 6 years. But remember, you will need some sort of down payment in order to buy this time around. Where is Shafter, CA? Talk to a trusted loan officer first and find out if you qualify. And, if you do, then go for it and search for your next home and buy it. Also remember, inventory is down in most areas and the buying demand is high in many areas.
Good luck in your house hunt!