Mary Arellano…, Both Buyer and Seller in Shafter, CA

We was in BK 6 years ago, we paid at time our home is better to rent to buy ?

Asked by Mary Arellano Garza, Shafter, CA Thu Jan 17, 2013

or better to make a offer?

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Answers

3
Tim Kunze, Agent, Huntington Beach, CA
Thu Jan 17, 2013
BEST ANSWER
It's almost always better to buy than pay someone rent (pay someone else's mortgage payments for them).

Hopefully, you've spent the past six years rebuilding your credit and saving for a down payment and can now qualify for a mortgage. Even though the BK will stay on your credit report for another one to three years, you may still be able to qualify.

Let me know how I can help.

Tim Kunze, Realtor(r)
Huntington Coast Properties
714-552-2335
Tim@TimKunze.com
http://www.TimKunze.com
Web Reference:  http://www.TimKunze.com
0 votes
i paidl my home almost complete if i look for another home i paid my own mortgage not someone else problem sorry :(
Flag Sat Feb 9, 2013
Drew Foma'i, Agent, Newport Beach, CA
Wed Jan 23, 2013
Yellowsand1964,

Good question. That will depend on if you qualify for a loan. The process of buying a home has not changed in the past 6 years. But remember, you will need some sort of down payment in order to buy this time around. Where is Shafter, CA? Talk to a trusted loan officer first and find out if you qualify. And, if you do, then go for it and search for your next home and buy it. Also remember, inventory is down in most areas and the buying demand is high in many areas.

Good luck in your house hunt!

Best,
Drew
0 votes
hahaha Shafter is between LA and Fresno but if we move may be to Cerritos or Costa Mesa
Flag Wed Jan 23, 2013
Libardo Quin…, , Newport Beach, CA
Thu Jan 17, 2013
Yellowsand1964,
Due to market rates and movement in market is better to buy.
BK six years ago! you are ready to buy,

Please contact me and I will review your current financail and credit status to see your purchase power options.

I will guide you form begining to end and allow you the ooportunity to be member of Kinecta Federal Credit Union.

LQUINTERO
http://www.kinecta.org/lquintero

Libardo Quintero
nmls 380933
949.861.0367
0 votes
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