Asked by Waylonn, Davie, FL • Mon Mar 14, 2011
My husband was laid off for 9 months and it got really bad. We were on time with our house payment. We spoke with our mortgage company and they told us step by step on what to do. We wrote a hardship letter and we qualified for short sale. My husband was offered a job in a different state. We couldnt afford our house payment and him living in a different state. So we moved and our house sold in 5 months short sale. We are trying to get preapproved to buy again, It will be 2 yrs in Oct 2011 since the house sold, The mortgage lender is telling us that a short sale is considered a foreclosure. But it didnt go foreclosed it went short sale. We did everything our mortgage company said we had to do. The mortage lender said we have to wait 3 years. I keep hearing a year an a half. I'm confused and dont know what to do. We are working and we are saving money. What do we do? We have been renting and now this house we are in just forclosed and we have only a month to7 months til
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