To be accurate, more information is needed. FHA does not usually allow for a "credit" for repairs to be completed after closing, these days are gone. In today's environment, FHA, if you are doing a 203b loan, will usually allow for "escrowed repairs" up to $5,000; in other words, the seller deposits the money in escrow at closing, the repairs are completed, the lender performs an inspection approving the repairs, and then the escrow agent pays the approved contractor invoices. If it is a 203k loan then additional criteria, and usually higher credit scores, are required. In short, you cannot get a credit for $3,600 from the seller and walk-away from closing with the cash.
Keep in mind that if the appraiser notes these unrepaired conditions on the appraisal then the repairs must be completed prior to closing or you must go the "escrowed repair" route described above.
Jack Gillis, M.B.A., J.D.
Nathan Grace Real Estate
5619 Dyer Street | Suite 100
Dallas, TX 75206