My suggestion would be to be upfront and honest with your agent. I know I would appreciate knowing if a Buyer I was working with found a property that was FSBO. It sounds like you do not have a Buyer Agency agreement with your Realtor.
But, before you jump into this, you may want to be absolutely sure that the property is priced fairly and that everything is being disclosed properly. The money that you (and the Seller) think they will save could be eaten up quickly if you have an issue arise that could derail the transaction (or things could show up later...)
Maybe see if your agent can do a one-party listing agreement with the Seller- allowing him/her to represent YOUR interest in the transaction. This way you could be assured that all the proper contingencies could be included in the offer, and the agent would be acting on your behalf (rather than the Seller) You could write your offer with the commission being paid by You to your agent (and adjust your offer price accordingly)
Otherwise- it would be prudent to hire a Real Estate Attorney to draft the offer and work on your behalf during the transaction. Again- a cost you would bear- but it could be WELL worth it in the end.
Whatever you decide- all the Best to you !
Value comes in many forms. Often, agents provide value through education - did they help you learn more about the market now than you knew before you started working with them? Did you learn something of value about the process, about evaluating homes, would you honestly of recognized this home as being perfect and the price being acceptable before you began working with them? Are you better prepared to negotiate with a FSBO now?
I can't answer these questions for you, that's for you to decide.
On the other hand, if you want to know if you can skate and leave the Realtor bone dry, then, the answer is, probably yes.
I am a certified mortgage planner and not a Realtor - I apologize if I offended any respected Realtors out there . . . not my intention. Good Will plain and simple. Go for it Chris...... If I can be of help planning your financing, please feel free to contact me. My office number in GB is 920-965-0700 x 106 - I wish you the very best in your new home..... Make it great and amke it your own.....
A) Our Realtor hasn't been very helpful in FINDING us any properties to look at; when we have found properties online, she has taken us to see them, but she hasn't been able to come up with anything for us to look at.
B) The seller is a Realtor who isn't currently practicing because she is moving out of the area. (Does she have certain obligations because of this?)