I don't know you, but if I were a buyer in NY, you seem to be the kind of level headed and expeinced Loan Originator I would hire to close my loan.
However, down here in Florida, I have a unique Niche with this Realtor Rebate savings that I help my Pre Approved borrowers obtain thru my realtor partners anywhere in Florida.
We're not just talking about a hug and re-gifted bottle of wine as a closing persent either!
See this Buyer's Agent credit to borrower example: http://www.trulia.com/blog/steve_31/2012/06/realtors_are_off
Then, when you consider the above savings can be used on these loan programs that very few lenders have to offer, you have to admit, using both is pretty strong:
See loan programs: http://www.trulia.com/blog/steve_31/2012/07/2012_loan_progra
Unlike other Mortgage Brokers, Lenders and LOs who depend on realtor business for their livelyhood, I do not. Therefore, unlike other Mortgage Brokers, Lenders and LOs, I can tell it like it really is, the way ALL Mortgage Brokers, Lenders and LOs really feel, but are scared to say in public for fear of loosing realtor business.
All I do is offer an alternative to consumers, but seems realtors don't like the tables finally being truned!
Q: if a realtor knew of a lender offering a 2.375% Fixed Rate with NO Points would they tell clients about it , even if they knew the clients had been working with a Mortgage Broker for 10 mo?
A: In a fraction of a second, and likely not even think twice about it on there way home.
Just like realtors do when they refer buyers to their â€œPreferred Lendersâ€, I do the same for my borrowers to help them save Thousands of Dollars in otherwise Forfeited Equity in real estate commission points!
What say you?