Shane Milne | Loan Officer in Orange County, CA | NMLS #81195
Direct local #'s: 949-273-4161 or 646-257-4842
Lending in all 50 states, all types of mortgages
If it's been four yrs since your foreclosure, then I'd think you'd have options to make a purchase instead of RTO by now. Providing that the rest of your credit is good.
Have you spoken to any good lenders recently? That would be the 1st thing to do if I were you.
I'd be happy to refer you to a couple really great lenders in the area to see where you stand right now.
And to answer your actual question...YES. There are definitely options to RTO as well. Just have to find them on Craigslist, newspaper, word of mouth, etc.
Let me know if I may be off assistance.
You could check in the local paper or check with a Real Estate Broker to see if there are any homes available on market. Moreover you may want to connect with a mortgage lender to get advice on the next steps in determining a path the credit recovery.
Have a terrific evening,
Rocky G.H. Hawrysz
Prudential California Realty