Everyone's idea of a "big down payment" is a little different and depends on what you're looking for and in what price-range, so I wouldn't give up hope! I'd recommend working on getting pre-approved for a loan sometime early next year and, if possible, to get started with a search here in person sometime in March. That way if you're looking for a late-June move, we have plenty of time to try and find you a great place before having to put in an offer. I'd be happy to be a resource for you along the way! Would love to hear from you and talk more about your thoughts and search so far. Thanks, Rachel, hope to hear from you soon!