This is just my preference, Ive lived in Indy for roughly 12 years. Carmel, In which is on the outskirts of Indianapolis-beautiful shopping centers, beautiful homes, good school districts. Geist- you're paying for the name & luxury, amazing area. I do not now nor have ever preferred Speedway (suburb of Indy), traffic & the noise especially during racing events is enough to make me want to fall off a very large mountain. Neighborhoods and houses are small & it doesn't look maintenanced or clean. Downtown Indy you're paying for the name, it smells funny because of the sewers, high traffic due to the plethora of events & I would say the crime rate is a smidge higher because of the influx of traffic. Recently the mayor has been better about increased police presence. There are some grocery stores, large presence of shopping centers, parking is hard to find & expensive. Stay away from 38th street from east (Sherman, 38th keystone) to west mlk streets to post road. High crime, High traffic. Downtown to 38th street from east to west. 46th & central ave areas & north of have BEAUTIFUL houses. Castelton(suburb of Indy) love the area, highways to & from work is heinous. Find work in this area off the highway & you've got it made. Everything is centrally located, great area. Crime around the mall picks up around holidays. You can find some great houses there. Fishers & Nobelsville In. Excellent areas amazingly beautiful houses & apartments do your research, this area is worth it. South side (alot of accidents especially state roads! ! & east side (murders). High crime, I really wouldn't recommend THESE areas at all. To me the area's are dirty & the houses are small. Around (Garfield Park) I wouldn't recommend. With that being said Lawrence(suburb of Indy) close to the military base awesome area clean, good schools. This area is not too far from 38th post-46 post - stay away from this area as well as 38 Pendleton pike. High crime bad area. Far Nw indy. North of 56th street guion, Lafayette rd, georgetown beautiful houses, shopping is convenient. Lower crime I don't care for the pike township school systems here though. 86th street from west to east (keystone at the crossing- you're paying for the area. Further down is Castelton which is fairly priced). Broadripple you're paying for the name & to me the houses are small. Kessler east to Kessler west (Kessler west turns into 56th street, beautiful houses & area prone to flooding) I recommend house shopping when it's very rainy in any area, not an ideal shopping day but when you're doing drive bys & open houses you know exactly what you're dealing with leaks, flooding in yards also mold smells are prevalent during this time. Do not attempt to move in before a thorough mold, foundation & structure inspection is done. One thing you don't skimp on. Hope this helps.