On a condo the insurance is usually covered under the home owners association. The only thing you might want to do is get a lease policy that will cover the inside of the property. Those range from $250-$1000 month based on the units size, age and location. If you need any help finding a good agent I have several. I can also help you find the perfect property as well. Please contact me and I will get a custom home search report out to you via email.