We are interested in buying a foreclosed home, but the bank has no history info. How do we get that info?

Asked by Kat Cullum, Bremerton, WA Thu Jun 12, 2008

There is no information of furnace, water heater, septic, etc.. how do we go about finding a history on when things have been replaced and what was done, etc. if there is no owner involved but the bank?

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Tyler Freed, Agent, Bonney Lake, WA
Thu Jun 12, 2008
Your inspector will be able to get most of those answers for you. Terry was correct in contacting the Health Department for the as-built. Purchasing bank-owned homes is simply a waiting game. If you are in no hurry to move in and you see potential in the home, then you could be making a great decision in buying bank owned. Best of luck.
Tyler Freed
Windermere RE Lake Tapps Inc.
Web Reference:  http://www.tylerfreed.com
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Terry Burns, Agent, Poulsbo, WA
Thu Jun 12, 2008
It is difficult when there is not a previous occupant of the home to speak with. The Health Dept should have a septic design on file...depending on the age of the home. A title company can identify all previous owners and you may able to track them down. A Realtor may be able to find some info in the MLS. The bank may let you take a home inspector to the house and let him poke around. (This will cost some money). All lot of ways to gather info...but none of it in one spot. This is why buying foreclosed homes is difficult and risky if you are not aware of the many potential issues.
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Debt Free Da…, , 85260
Thu Jun 12, 2008
Have a title company do a title search on the property. This should give you what you are looking for. The encumbrance will show up on the title report.
Web Reference:  http://getprequalified.com
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