We are in the process of purchasing a foreclosure, after having the appraisal we were told there is peeling exterior paint on the windows,

Asked by PJU, Chicago, IL Thu Apr 11, 2013

The contractor was out and painted over it. He said he couldn't scrape it all as the wood had indentations in it. He's suggesting capping all the windows, will this meet the FHA requirements?

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Jeffrey Olichwier’s answer
Jeffrey Olic…, Agent, Chicago, IL
Fri Jul 19, 2013
Are you making the fixes with money out of your pocket before you own it? Are you getting an exceptional price?

If you cap it, generally that will relieve the issue since as Sandro stated, one of the issues with peeling paint is concern over lead-based paint being exposed.
1 vote
Ivan Sagel, Agent, Chicago, IL
Thu Apr 11, 2013

Talk to your lender and the appraiser. You really shouldn't be putting money and work into a home that isn't yours. If this deal goes south...

Best regards,

Ivan Sagel

I always appreciate your referrals…
1 vote
The seller's are covering the expense, however, they want to be sure that this will cure the problem. The contractor has tried scraping off the paint but he can't get it all off. He painted over some of it and the appraiser came back out and said it was not cured because there is still peeling paint UNDER the new coat of paint. The contractor said the only thing he can do at this point is cap the windows without having to replace them all. I'm just nervous to have them do that and then not pass inspection again. Would capping the windows meet the FHA requirements?
Flag Thu Apr 11, 2013
Joe Schiller, Agent, Chicago, IL
Fri Jul 19, 2013
talk with your loan officer
0 votes
Bill J Delig…, Agent, Naperville, IL
Thu Apr 11, 2013
Confirm with your lender the minimum requirements that need to be done to pass the inspection.
0 votes
Sandro Gonza…, Agent, Oak Brook Terrace, IL
Thu Apr 11, 2013
Yes it would, however, to be safe scraping all the paint off is best... The reason FHA won't allow chip paint is the potential for lead poisoning.. Hope this helps!
0 votes
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