We help first time buyers and investors every single day, I would be happy to work with you on achieving your goals. Feel free to call us anytime.
Also feel free to take a look at our website.
The neighborhoods I generally recommend for your price range are 1) mira mesa 2) clairemont 3) serra mesa 4) la mesa.
If you are willing to live outside of the central areas, I would include Oceanside, San Marcos, El Cajon, and Chula Vista.
I would be delighted to assist you Rachel.,...please let em know how I can help. Feel free to give me a call.
We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (630) 639-1081.
Sr. Loan Officer
Crosscountry Mortgage Inc.
Phone: (630) 639-1081
There are many things to consider and it looks like you have some specifics in mind already. In your price range, you may want to look for homes in Mira Mesa, Clairemont or Serra Mesa. You may want to consider some of the outlying areas, as well. If you are thinking of eventually becoming landlords on your home, all of San Diego is rich in perspective tenants.
Regardless, it is highly advisable that you seek real estate broker to help you tread the waters of home-buying. Globenet Realty has a team of professionals who are knowledgeable in all areas of real estate. Call us today at 714.988.8399 or visit us online at http://www.globenetrealty.com.
There are other numbers to consider as well. Property management if you live out of the area, or just don't know enough about landlord/tenant law. Maintenance and vacancy play a part too. If you have two rents coming in and one stops paying, you'll still have 2/3 of your expenses, or 1/2 if you buy two properties, paid by a tenant.
Let me know if I can help.
Cory La Scala, REALTOR
Lic # 01443391
There are several neighborhoods that I could recommend to you, but ... without really knowing you, I would be misleading you at best. I am a Buyer's Agent! I prefer working with buyers and I am one of the best agents you will find. Give me a shot at representing you and you will end up recommending me to others.
I just found out about a California Education Code that allows parents to enroll their kids in public schools next to their parents workplace. So, essentially you could work in Poway (one of the best school districts in the county) and live in my hood, North Park and your kids could go to school right near where you work.....
Find a great agent to work with that represents plenty of 'buyers' and one that watches the marketplace for you everyday. The inventory is low and the competition is fierce to get your offer accepted. Work with a pro that gets her/his offers accepted for their clients over other multiple offers.
Take care, and if you need my service as a Buyer's Specialist go to BiancaRomani.com
It's a great city and I am sure you will find just what you are looking for.
With the goals that you stated particularly the possibility of moving and renting the home out in a few years, I would suggest buying in the neighborhood that is more expensive. In your price range that will always allow for good appreciation and it should be more easily marketed if yo decide to sell later. However if you feel that a certain market is currently undervalued that is the one that I would choose.
You want to make sure that the neighborhood is a good fit for your current needs since you will be living there for a while.Take into consideration the commute times to your work and other public services such as parks and schools.
There is a tool that you may want to try at this site: http://www.thesandiegopropertyshop.com/Buyer-Information/Fin .Many of my clients have found it to be helpful. You also should get advice from an experienced Realtor.
Please contact me if I may be of any help to you or answer any questions.
Local Help with Your Real Estate Needs
The San Diego Property Shop
CA DRE # 00648687
You can definitely get more bang for your buck in Clairemont (92117), Mira Mesa (92126) or East County's La Mesa (91941/2) or El Cajon (92120/19) but you may find your property more difficult to rent out when the time comes. An exception to that would be to buy a house in the College area close to SDSU. Another option would be to find a nice 2-unit property in the metro area; you can use part of the rental income to offset your mortgage payment.
I frequently work with first-time buyers in exactly your price range and I have a pretty comprehensive knowledge of the inventory at that price point. I'd be happy to help you out!
Elite premier Properties
This is a very exciting time for you to be buying your first home! Your question is best answered by finding a great Realtor to work with, and then followed with a buyer consultation where your new agent can not only explain the process in simple terms, but grab your hand to show you the way : ) Together the 3 of you can narrow the neighborhoods down to your top 3-4 choices or better, based on where you both work, where you like to be when you are not working: shopping, church, beach, gym ...what areas you go to on your down time! My company has offices in all areas of San Diego if you need help selecting a great agent or just picking my brain: just reach out to me!
Good Luck Rachell!
Windermere Real Estate
I am a preferred loan officer with this program, and if you want to know the pro's and con's of using this type of assistance I'll be happy to discuss this with you. Visit us at http://www.guildMESAsd.com.
As Sinead stated there are a lot of additional factors that go into deciding what area is right for you. Where you work & how far you want to commute. Are schools now, or will they in the future, be important to you. And your life style, do you prefer urban where everything is in walking distance, or suburban with a little more space. Call me directly and I would be happy to discuss it further with you. Thanks.
Your question is very common among first time home buyers, as far as wanting to know what is the "best" neighborhood. Well, that should be driven by what is most important to you. I'd encourage you to come up with a list of "must have's" and a list of "thing's we'd like, but are not necessary" and a list of "deal breakers." Once you have gone through this exercise and are able to convey that to an expert agent, that individual should be able to recommend some neighborhoods that would fit what you are after.
Basically, I have a good idea of what you are ultimately asking and that is, "which home will provide the best value for us?" Once again, there are so many factors (for example- 1) where are you going to be working as commute times can play a major factor 2) are schools important? 3) what kind of activities appeal to you? and on and on.
All things being equal, homes generally perform better over time than condos. As with any purchase you make, it all comes down to value. This is why it's important to do your due diligence as well as align yourself with a qualified agent who can provide you with all the ammunition you need to make a prudent decision.
Best of luck!
Chad Basinger, REALTORÂ®, CPA, CFPÂ®
Look for the balance between affordability, school district, and desirable community. Then drill down into more specific location considerations within that community. Keep in mind that you can change paint and flooring, but you can't change that noisy road behind your house or the apartment complex across the street. Hence, location, location, location will help with resale significantly.
Another consideration needs to be condition. Are you willing to do some work to get into a place for less money?
I know people who have purchased a small house in La Jolla just to get in that zip code - they later added on to the house. I also know people who looked for more square footage in a less "high end" area. It really is a case by case consideration.
I know and sell all over San Diego County. If you would like specifics, please contact me as consultations are free and I can provide you with a wealth of knowledgable insights and assistance.
CA DRE 01775528
There are other things to consider such as where you work (commute) and what kind of home you want to live in. Feel free to contact me directly and we can explore a couple of neighborhoods that I think would be a good fit for you!
McAllister Homes Real Estate