Home Buying in 30705>Question Details

hannadunn, Home Buyer in Chatsworth, GA

We are first time buyers and we was just wondering how do we go about something like this?

Asked by hannadunn, Chatsworth, GA Tue Dec 31, 2013

Help the community by answering this question:


Rodney Mason’s answer
When you decide to purchase a home, the very first step in the process is to get Pre-Qualified. For this, you will need to gather your financial documentation including:

• Two most recent years of W-2’s & Federal Income Tax returns
• Two most recent pay stubs
• Two most recent months of bank statements

This will all be reviewed along with your credit report to determine your qualifications. Once your Pre-Qualification request has been competed, you will know more about your purchasing options.

As one of the largest direct lenders in the country, Prospect Mortgage offers one of the largest selections of loan programs available. In addition to the standard conventional, FHA, VA, USDA, and Jumbo, we also offer a wide range on Renovation loan programs. Our Renovation programs include FHA 203(k) (Streamline & Consultant), HomePath Renovation, and HomeStyle Renovation. In addition, we also have an FHA 580-639 FICO program for borrower with previous credit issues.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com to get started.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
0 votes Thank Flag Link Wed Jan 1, 2014
It's usually a good idea to start going to some open houses to get a feel for properties in the neighborhoods you're interested in. It's easy to use online mortgage calculators to get a rough idea of what you might be able to afford. At the open houses chat with (or just observe!) the real estate agents to see if you click with someone and check out local realtors online. Set up an appointment to meet with the agent to talk about how the process works and what you're hoping to find. The agent will be able to refer you to a lender in order for you to get a real idea of what's possible purchase price-wise. Good luck! With the help of an excellent agent you'll feel like an expert in no time.
0 votes Thank Flag Link Tue Dec 31, 2013
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