Every situation is different.
Your first order of business will be to get qualified from a lender.
With this information,...you will know how much home you can afford.
A good lender will also know of any available first time Home Buyer Programs.
You are also going to need a Realtor to help you find the home to suit your needs and to handle the transaction for you.
Most "Buyer's Agents" get paid from the sellers side,....cost to the buyer for that aspect of the transaction will be none to minimal.
Also,......A good Realtor will have relationships with preferred lenders and can make recommendations to help you get started.
Here is a link to my website http://www.hankslvrealestate.com/Web/AR421930/Article/index/1
From here....you can read up on Home Buyers Tips.
You can also register for free to start searching for homes that meet your criteria..
I would be happy to help you get the ball rolling......
Feel free to call or email me at anytime....
My contact info is below...!
Hank Lauzon III
Exit Realty Number One
6600 W. Charleston #119
Las Vegas, Nv 89146
Web : http://www.HanksLVRealestate.com
Never look down on anybody...unless you're helping them up.