We are Canadians, living in Cape Canaveral every winter. Is it possible for us to get a mortgage here in Florida? If yes, with which bank?

Asked by Barry Lyon, Florida Thu Jan 26, 2012

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Rmichaud1, Home Buyer, Satellite Beach, FL
Sat Nov 23, 2013

Yes, In fact many Canadians purchase second homes in Florida. Just google: "fl home lenders for Canadians". You will find many lenders and other helpful information for Canadians purchasing real estate in the US. One of Canada major banks also has at least one office in Florida due to the demand. I always recommend checking with at least 3 lenders to compare rates. You should also make sure your realtor has experience working with international buyers. Good luck!

Cocoa Beach, FL
0 votes
Irina Karan, Agent, Aventura, FL
Wed Nov 14, 2012
Hello Barry,

All Canadian banks can give you the loan in FL.
For example, TD Bank, RBC, Desjardins Bank...

In addition to that, all large American banks will do a foreign national mortgage with
the large downpayment of 25 to 35%.

Yet, many smaller lenders will do foreign national programs as well.

Many options are available.

My Canadian clients like working with Canadian banks best.

Hope this helps,

Irina Karan
Beachfront Realty, Inc.
0 votes
Bobbur, Home Buyer, Cape Canaveral, FL
Wed Nov 14, 2012
yes, there are some banks that will finance you and there are private money lenders who will also lend to you. good income and credit required.
Bob B.
private Banker loans bobbur@bellsouth.net
0 votes
Gail Doscher, Agent, Cocoa Beach, FL
Mon Apr 16, 2012
Dear Barry,

There are many lenders in our area who will be glad to work with you. We have an in house lender who is very easy to work with. Please contact me. I will give you the contact information.
Best wishes,
Gail Doscher
ERA Showcase Properties & Investments
0 votes
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