Asked by Ruth Campos, Grand Prairie, TX • Fri Feb 18, 2011
My scores are 693,685, and 681, his are below 580. Mine should go up next month as we paid off the car repair this month. His are obviously going to take longer.
We're looking into 70,000 and below in our area and have 3500-4000 for a down payment. I have steady income and my husband just recently switched to full time student to obtain the degree needed for a managerial position at his company. We're hoping to buy a house with monthly payments below 500 before November this year. How can we achieve this? What are our best options? Get the mortgage under my name but have the house listed in both our names? What type of mortgage would allow the monthly payment below $500 and have possible money for fixing the house?
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