Asked by Oliver Mb, New York, NY • Sun Mar 8, 2009
I checked the USDA website and found a couple addresses in Florida that are eligible for funding: (Hernando,Seminole, Lake Counties). Those are the areas my fiance and I are interested in. How do I check if my personal situation (credit, income, # of persons in family) will qualify me for the loan? I have a 3 family household and I'm currently making $50,000 living in New York City. This is a relocation in order to start our new life as a newly wed - tired of New York.
On the USDA website, I can input the address of a certain house, and it tells me if that address is eligible. Is there a site that can tell me how much I will qualify for in those areas. I already did a pre-qual in New York City but the broker told me that if I leave the state I would have to get a different pre-qual since the cost of living is different for other places.
Basically, without going to a mortgage personnel, is there someway I can check how much I'll be qualified for. I like to be an educated buyer.
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