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Trulia, Other/Just Looking in San Francisco, CA

Twitter Chat 8/28 Q4: If I have poor credit, how can I get a loan?

Asked by Trulia, San Francisco, CA Tue Aug 28, 2012

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The better question is, “How to improve credit?” Lenders don’t readily lend to borrowers with low credit scores anymore and it’s important to be financially healthy before you buy.

Consult with your mortgage broker to work through your credit report and make an action plan for which bills to pay down/off, etc. to get to your target score.

Also, pull your own report on AnnualCreditReport.com and check it for errors, delinquent marks that should have expired – then dispute anything that shouldn’t be there.
0 votes Thank Flag Link Tue Aug 28, 2012
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