Trying to see if we can buy a home, my husband has no credit and my is not all that good, where can we get help at with trying???

Asked by Leavallmylife, Leavenworth, KS Sun Apr 3, 2011

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Lee Goade, Agent, GALLATIN, TN
Sun Apr 3, 2011
Your 1st step is to get "pre-qualified" through your preferred lender. I would suggest seeing a Mortgage Broker if your credit is marginal. As, they will usually have many more options.

A trusted Buyers agent in your area can refer you to a Good lender that they know and trust.

If all else fails, a Lease/option can be a Great avenue to take if needed to accomplish your goal w/o waiting for your credit scores to be perfect and your varifiable income to be high enough for conventional financing.

L/O's in this market, can be a wonderful Win/Win opportunity for both Buyer and Seller. It's NOT a Sellers market anymore and L/O's can easily be mutually beneficial!

Here's another thought on creative financing: http://www.trulia.com/blog/leegoade/2011/03/what_is_creative…

Good Luck!
1 vote
Grace Mitnick, Agent, Sherman Oaks, CA
Sun Apr 3, 2011
Hi, You want to meet with an experienced mortgage brokerr who can sit with you and see exactly what your situation is. Once this is evaluated they can work with you to get all your ducks in a row to qualify for a home loan.
Web Reference:  http://www.gracemitnick.com
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