First, thank you all for taking the time to respond!! To answer your questions Maureen, we do not have our own agent, we were working directly with the sellers agent. We also do not have an attorney. Technically I think we qualify for the loan but we would be cutting it too close for us. Just 2 weeks ago, my hours were cut by 8 hrs per pay period and with 3 kids it might be more than we are able to spend. We told the sellers agent our situation but he just keeps saying we have to close on time, and if we don't then he will sue. During the last few weeks, he never took the house off of the mls and kept the for sale sign in the yard. he was also showing the house to potential buyers, because he showed it to friends of ours. he is a hard man to work with, and we knew that from the beginning, but we really wanted the home. In our purchase agreement it does state they are entitled to the earnest money, which we are not disputing. But I don't see where it says they can sue us?? Should I get an attorney?? my husband even offered to pay the agent for his time but he said no...just buy the home!! Also just curious...we put an offer on the house and the time expired for the seller to counter offer, but the following day the seller counter offered and we accepted that?? Is that still a legal contract?? thanks!!