Trans union 662 vantage 642 I have 6-7 k to put down house is 149,000 maybe reducing price soon house is in medina New York, can I get a mortgage?

Asked by Clf1315, Medina, NY Tue Jul 8, 2014

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Gordon Hagem…, Agent, Scottsdale, AZ
Tue Jul 8, 2014
Your best bet is to get in touch with a local mortgage lender. There are many different types of mortgage programs out there and they would be able to run you through them all.

Many times a local lender will also be able to put you in contact with a local Realtor once you are pre qualified.

I would google mortgage lenders in you city or town and go from there.

Hope that helps,
1 vote
Elva Wormley, Mortgage Broker Or Lender, San Jose, CA
Tue Jul 8, 2014
Just looking at your credit score and down payment you should be able to qualify if those were the only factors involved in a credit decision. A lender will also evaluate the source and stability of your income, debt-to-income ratio and assets, as well.

I suggest you contact a mortgage professional. Ask your family and friends for some recommendations.

Best regards,

Elva A. Wormley
Mortgage Consultant
32+ Years Experience
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
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