Just looking at your credit score and down payment you should be able to qualify if those were the only factors involved in a credit decision. A lender will also evaluate the source and stability of your income, debt-to-income ratio and assets, as well.
I suggest you contact a mortgage professional. Ask your family and friends for some recommendations.
Elva A. Wormley
32+ Years Experience
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093