Asked by Oddvision, • Wed Apr 10, 2013
My family is looking to purchase a single-family home in Fullerton and we already have the 20% down. We are waiting to get pre-approved until the end of April so that credit reports will show recent payments that took our debt-to-credit ratio from 46% to 0% (all credit cards paid in full) since that will bump our scores which are already in the top tier. We are looking on our own online and visiting open houses. Would it be better to get an agent now or wait until we get preapproved?
Also - it looks like houses in the good areas near the best school are going fast... does anyone have any estimates on if there will be more inventory coming up as we get closer to summer?
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