I won't say it's a mistake, some loan officers like to give out the maximum estimates in the beginning of the process to lay out worst case scenario. GFE coming less than expected is actually a good thing, you can use this money towards so many different things which can be stated on the HUD-1 so it's approved by your lender. i-e, buying down your interest rate, home warranty, reduction in sales price etc.
Even if your agent is new in the field, he/she can surely get some advice from experienced agents in the company. Asking for help in the office always work and there's nothing wrong with that. Hope everything works out well for you and you have a smooth settlement. Hope this helps!!
Faiza Alvi - RealtorÂ®
MILLION DOLLAR CLUB - PWAR 2011
Real Estate is about building relationships
& serving clients with honesty, integrity & passion.