Michael, Home Buyer in Carmichael, CA

So I am in process of buying a short sale home, Bank accepted offer , we had inspections and appriasal, but now the appraiser said that we needed the

Asked by Michael, Carmichael, CA Sun May 9, 2010

pool to be clear(it was GREEN) before you can advance with process...So now I have been trying to clean pool , on a house thats not even mine yet and putting money into it before i own, Is this normal or should seller be doin this?

Help the community by answering this question:

+ web reference
Web reference:


Michael, Home Buyer, Carmichael, CA
Tue May 11, 2010
So i got the appraiser to come back out at end of week or on Mon the 17th. He just has to make sure pool equipment works and appliances and such( electric was not on last time he was out).. So how long after that will it take to close. Were suppose to close on 25th......Also , since utilities are on, who is paying them since there not in my name yet or anyhthing?
0 votes
Jackie Herri…, Agent, Roseville, CA
Tue May 11, 2010
I agree with Ron Rovtar below. You have to decide what your comfort level is. What probably happened is that the appraiser took a photo of the pool and made it part of their appraisal. The underwriter who is working on your loan is probably the one that made the request after seeing the appraisal. This is all typical. And others in this thread are also right - the seller isn't going to put any money into the house. The only thing you might be able to do is submit a Request for Repairs - but talk to your agent. The rest of us here don't know the exact circumstances. The bank can, and probably will, refuse to clean the pool, but you never know. You have to weigh the time it takes to request it against your close of escrow date. Ask your agent if there is a penalty for not closing on time. It might cost more to delay the closing than to clean the pool. And yes, you could clean the pool and then the escrow could fall apart and you're out the pool-cleaning money as well as the appraisal cost. Again, it happens with short sales. Hang in there! Decide what you're comfortable with. We all complain about short sales and now you see why!
Web Reference:  http://jackieherring.com
0 votes
John Juarez, Agent, Fremont, CA
Sun May 9, 2010

The seller is losing his house, his credit is probably ruined and you want to know if he will clean the pool. Weird things happen with short sales. If this is the worst thing that happens in this transaction and it closes so that you get the house that you want, count yourself lucky.

What does your agent say?
0 votes
Joshua Durrin, , Roseville, CA
Sun May 9, 2010
The end is near Michael. Short Sales are notorius for being frustrating. You've made it past the hard part. However, I like CJ's advice in protecting your side of the transaction. Seek to get reimbursed in the event that the deal falls apart.

It is odd that the appraiser made the request... what's at stake for them? The negotiation is between you and the seller (or the seller's lien holder in this case). The appraiser should be an "independent" third party used only to assess value. Was this a typo on your part or is it really the appraiser that is asking the question? Perhaps it not transparent and making it difficult for the appraiser to assess the condition of the pool and therefore they need it clear to assign a proper value? If that's the case, you might ask if empty is acceptable rather than clear. The appraiser should be able to see the structural integrity and effective lifetime remaining in an empty pool.

Anyhow, if it isn't in writing, it doesn't exist. Get your time, effort, and money spent on refreshing this pool documented and protected in a contract (or addendum) and into the escrow office. Otherwise, it doesn't exist.
Web Reference:  http://www.durrinrealty.com
0 votes
Jim Walker, Agent, Carmichael, CA
Sun May 9, 2010
It is the new normal. Five years ago, no. Real Estate has had drastic changes in the past few years.
0 votes
Ron Rovtar, Agent, Boulder, CO
Sun May 9, 2010
Hi Michael:

I think you have to decide exactly what you are willing to do (and spend) in order to complete the deal. It is your comfort level that counts here. You should be aware that, with a short sale, it is possible you could even lose the deal at the last minute, meaning that your contribution will go unrewarded. On the other hand, if the work gets you where you want to go, you will be happy you did it.

In other words, it is a tough decision, which it sounds like you have already figured out.

Ron Rovtar
0 votes
CJ Brasiel, Agent, San Jose, CA
Sun May 9, 2010
Michael -

Not uncommon for buyer's to put in some money to the deal and take care of things they would never take care of on any other transaction during a short sale. However, I assume the house must be worth it for your above and beyond efforts. I assume the seller can't, won't, doesn't care, doesn't even live there anymore and somehow the listing agent has simply decided to let you deal with it. Weigh out your options, push back to be reimbursed. Some community have blight laws that push the sellers to take care of these issues. Whether it is sold as a short sale or a foreclosure (REO), this will need to be resolved. Have your agent work hard to have you reimbursed if at all possible.

Good luck.
0 votes
Brian Frank, , Roseville, CA
Sun May 9, 2010
Hello Michael,

Yes, on distress sales it's pretty common. I've had buyers on short sales and foreclosures have similar scenarios. Good Luck!
0 votes
Ute Ferdig -…, Agent, New Castle, DE
Sun May 9, 2010
Hello Michael. Welcome to the world of short sales. Yes, it is very common that the buyer will take on tasks that would otherwise be taken care of by the property owner. While you can ask the seller to take care of it, the seller is under no obligation to do it unless the contract specifically mentions that the seller clean the pool or do things that are required for the buyer to obtain financing. Good luck with the rest of the short sale and congratulations on getting a bank approval. You are almost there.
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more