Asked by Rizz, Pennsylvania • Wed Jan 2, 2008
I'm looking to purchase my first home this year and have less than good credit. My debt amount is less than $6000, but poor decisions that I made in the past have lowered my credit score. I currently have a high car loan payment and thought that it would be good to lower that payment by refinancing so that I can focus more on paying off my debts and saving for a house. Would refinancing my car loan be a positive step? If so, what loan companies should I look into. If not, what would you recommend for a first time home buyer???
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