These are the disclosuers that a Realtor must make in communications with prospective customers. Taken from the MARS rules. in short any seller can back out of a short sale at any time.
The Rule requires additional disclosures in any "consumer-specific commercial communication" â€“ that is, a letter, phone call, email, text, or the like, directed at a specific person you're soliciting for your service. In every communication you have with prospective customers, the Rule requires that you clearly and prominently disclose three key facts, in these words:
1."You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, you will have to pay us [insert amount or method for calculating the amount] for our services."
2."[Name of your company] is not associated with the government, and our service is not approved by the government or your lender;" and
3."Even if you accept this offer and use our service, your lender may not agree to change your loan."
The three disclosures must be presented together. The Rule has specific requirements for presenting these disclosures to prospective customers.
My Board does not interpret the phrase "any time" to mean anything other than "any time."