As mentioned by other agents the key is to find out if there is an approval already, how many loans are on the property and if there are any other liens, and if there is outstanding HOA dues that you may be responsible for. The lenders are asking for top value as mentioned, but doesn't mean you are overpaying. We have had year over year increase in prices in Broward County.
As for the experienced short sale realtor, I am the broker of my office and licensed title agent for my title company and we have an in house attorney making it a one stop shop for short sales.
But don't limit yourself to just shortsales as since the banks are pushing for top dollar, then its not a "Steal". We can give you a whole picture of the Coconut Creek and surrounding, I have a short sale listing in Coral Springs and regular sale listing in Margate.
Let me know if I can help.
La Playa Real Estate, LLC
146 North Federal Highway
Deerfield Beach, FL 33441
Ph: 561-283-3892 x 103