Asked by Mike Fatica, Denver, CO • Tue Dec 11, 2012
I'm self employed and we are looking for a mortgage in the 350K range. We have a 20% down payment, 800 credit etc. and the first lender I spoke with said that if my AGI increased or decreased between 2010 and 2011, they can't work with me. My AGI did increase by 30% between 2010 and 2011. Is this common practice? What alternatives do I have? Thanks!
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