Rosie ans Luis home buyers dallas, husband and I are looking to buy our first home. My husband doesnt have that great of a credit score, last

Asked by, Sun Dec 2, 2012

time we checked his score was at 540 and my score was at 630. My husband has a good amount of income coming in and I am a stay at home mom. My question is how or what is it that we can do to get approved for a home loan or if we are even able to purchase a home. We would really like to find someone that is able to take the time to help us and tell us what can be done in order for us to be able to buy a home.

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Donna Bush’s answer
Donna Bush, , Irving, TX
Thu Dec 13, 2012
Hey Rosario, What you need to do is to get pre-quilfied before you do anything most real estate agents like it when you come to them with an approval letter. Have you done a hard opull on your credit or did you go to a free credit pulling comapny? They are not accurate at all its like a thermator its just a range of what it really is...

I work for a bank by the name of rh lending if you want to give me a shot we go down all the way to 580 credit on FHA with a 3.5% down payment.

Donna Bush
R.H. Lending, Inc.
6209 Colleyville BLVD
Colleyville, TX 76034
Branch NMLS: 965158
Direct line:214-935-8781
Cell/text (214)695-8883

For an immediate Pre-Qualification of potential buyers, please see LINK below to fill out an application via our Secure Website:
NOTE: Once a barrower/client is pre-approved, The letter is only good for 60 days
0 votes
Shannon Brad…, Agent, Dallas, TX
Tue Dec 11, 2012
Hi Rosie,

I work with a lender who is awesome at helping people in your situation. She is experienced, knowledgeable, helpful, patient, and currently has a FHA program that requires a minimum score of 580. She can review your credit and tell you what he needs to do to get that 580. All of this is FREE OF CHARGE. If you are interested, I would be glad to provide you with her information. Feel free to call or email me anytime. I want to commend you on taking your first steps towards home ownership! Best of luck to you and your family.

Shannon Bradley
Real Estate Broker
0 votes
The United H…, Agent, Mansfield, TX
Tue Dec 4, 2012

Please feel free to contact me directly once you get this message. I will put you in contact with one of my sell seasoned loan officers. They will be able to help you review all of your options, setup a time line, get you preapproved and if not give you a detailed list of what actions you'll need to preform in order to bring that credit score back up. You will be pleased with the customer service provided by my office, team and overall myself. Let me help you .

Keller Williams Realty
3xUS Army Veteran
Joseph Fernandez
cell: (817)975-7258
off: (817)635-1157
0 votes
Brent Rice, Agent, Plano, TX
Sun Dec 2, 2012
Rosie, if you call or text me your number, I'll be glad to assist with the answers to your questions. Glad to help!

Brent Rice, Top Recommended Broker
The Rice Group, Inc.
0 votes
Kenneth "Ken…, Agent, Dallas, TX
Sun Dec 2, 2012
Pick a lender of your choice and get approved, then pick anyone of us Realtors and get going.

Turtle Creek Realtor
0 votes
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