Lets say you have a tooth ache and you go to the best dentist in town. He takes a look and says, "well your tooth is dead and you need a root canal. It'll cost you $2,000." You may want a second opinion so you go to another dentist. He says, "Yup that tooth needs to come out, but I'll only charge you $400 for the root canal.
Who would you use?
Some would use the dentist who charges $2,000. They would trust that he is the best and has earned the right to charge more by providing a superior service and superiour results. Others would feel that a root canal is just a root canal. Any dentist can do it and so what if he cuts a few corners if it cost me less.
Which dentist do you want?
Last time I asked, which was several months ago, 25% of agents have given up their license since the recession hit. Many others are just hanging on to their renewal date, have taken other jobs or have just seen their incomes cut dramatically. If someone is willing to work for 20% of their income, what aren't they doing for you that a full service agent (which would cost you nothing by the way) would do?
One last question. If you went into work tomorrow and your boss said, "Hey I love the job your doing, but I am only going to pay you 20% of what I used to pay you." , how good of a job would you do?
Your home is worth somewhere in the neighborhood of $200 - $400K most likely. Who's hands do you want to be in. The choice is up to you.