You've been given good information, but thought I'd add a little more!
As mentioned, the HOA dues are $90 per month and include trash pick-up. This is a beautiful community with a nice club house and fitness room, large community pool with jacuzzi and its also gated for security.
The taxes are based on whether you are using this as a primary residence or not and also the purchase price. The listing price is a little above the point where the taxes are now based and they were $2450 last year, with this being an owner occupied property. This means you can take this figure to be pretty close to what your taxes would be, assuming you would use this as a primary residence.
Its not in a flood zone and is actually close to being one of the best zones for insurance purposes. There are a lot of variables which go into a homeowner's insurance quote, but I would suggest calling your current agent, then maybe one or two others, give them the specifics you know (including the address), and they will be able to give you a good estimate.
If you need more details of the property, just email me your email address and I'll be happy to give you further property specific information. I work in Surfside and can give you a few insurance or mortgage professionals to call, if you need this, too. Its a great time to be buying today!
If there are any other questions I can help you with, please email me at Staci@PhillipsRealty.com or call me at (843) 446-3249.
Good luck to you in your search!
Staci Smith, Realtor
Phillips Realty, Surfside Beach