Asked by Kerri Koonook, Eagle River, AK • Mon Apr 21, 2014
We have good jobs, My credit score dropped due to a student loan they refuse to take the 60 day late mark off of even though they sent me a letter showing it is in deferment from last year to current. I have tried going through all of the channels. This hit my score very hard though it went up very slightly after it now reads pays as agreed.
I have paid off ALL of my collections since November up until March. My most recent just fell off my report, but my scores dropped! WTH?! It seems I can't get a break. We want to buy our own home, not continue to pay others.
I need some help finding a lender who can offer an FHA loan to someone whos credit score is below 600.
People have contacted me, but none seem to work in Alaska - please don't respond unless you are licensed to offer loans in Alaska. Thank you
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