It really all depends on exactly what the "errors" that you have made in the past. If there is a previous foreclosure, then you must wait at least 36 months from the date of foreclosure. For a Chapter 7 Bankruptcy, you must wait at least 24 months from the Discharge date. With a Chapter 13, you have to had made payments for at least 12 months and have permission from the court.
One of the main aspects will be, what is your current credit score. Until you get Pre-Qualified, you will not know exactly where you stand.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia
Conventional | FHA | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® |
HomePathÂ® Renovation | VA | USDA | GA Dream