Asked by Rachel, 60517 • Thu Sep 6, 2012
I am trying to begin my first time home buying process, and am not sure where to start...
I am a full-time nursing student, but also work full-time. My student loans will not enter repayment until 2014 (from what I've researched, it is possible that these loans may/may not be calculated in my debt to income ratio).
When my credit was pulled in March and June, my credit scores were in the 570s, since then, I have cleaned up credit issues, and my scores are 620
Both of my parents have good/excellent credit and are willing to cosign; however, they do have a high debt to income ratio.
I am looking for down payment/closing costs assistance programs in Illinois or lenders that know where to find grants.
I am looking to move as soon as possible.
Any help and advice on what steps I need to take or people I should contact would be so greatly appreciated!
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