This is a common problem, don't feel alone. What your situation requires is information, a plan, specific action, and probably some patience. It is fantastic that you know your credit score - most folks don't. The information you need to find out is how to improve your score the fastest and also what action will make your score improve the most points.
Here enters the Credit Doctor. Specific information so you will know what actions will add what exact number of points. Your immediate goal needs to get your score to a 600, right? You only need to add 32 points so you can qualify.
The Metro Brokers Financial Credit Doctor tool is designed to diagnose your credit health and in certain cases prescribe an individual plan of action that could potentially change your credit score, if followed properly. It provides you with credit score(s) and information about the credit scoring factors that are impacting your credit score(s).
The Credit Doctor assists home buyers who fit into one or all of these scenarios. It helps home buyers:
Examine potential â€“ see how much room there is to improve your credit
Recommend action â€“ see specific ways to achieve potential
Diagnose cause of credit â€“ understand which accounts are hurting your credit and which accounts are helping your credit
Verify information â€“ make sure information reported to the credit bureau is up-to-date and accurate
You will be given the best plan to help you and if you stick with it, you will be in your new home sooner than you think. Good Luck! Feel free to contact me if you need any more help.
Metro Brokers/GMAC Real Estate