Please advise of any lenders or mortgage brokers that can find financing for a middle credit score 600 for IL first time pruchase.

Asked by jk1433, Chicago, IL Wed Apr 3, 2013

Help the community by answering this question:

+ web reference
Web reference:


Joanna Weiss, , Chicago, IL
Thu Jul 25, 2013
I would be happy to assist you with financing. There are many first time homebuyer programs that offer down payment assistance. Joanna Weiss NMLS 230092 773-327-3580
0 votes
Hrosas14, Home Buyer, Chicago, IL
Sat Jul 20, 2013
Hilda Rosas/Real Estate Managing Broker
You can qualify for a conventional mortgage loan with a 520 credit score in the Cook County.
You can also use alternative credit such as: gas, electricity, phone, cable bills, etc.

I have other important information that I want to share:
The waiting period to buy another house after foreclosure or short sale is three years.
The waiting period to buy another house after bankruptcy is one year.
This info. is for the Cook County Illinois.
Other questions? please feel free to call me.

Hilda Rosas/ Real Estate Managing Broker
Chicago, IL
0 votes
Josh Marks, Mortgage Broker Or Lender, Chicago, IL
Fri Apr 19, 2013
I have a loan program with a min mid score of 620. Have you had your credit ran recently? Email me

Josh Marks
0 votes
Chris Diamond, Mortgage Broker Or Lender, Gurnee, IL
Sat Apr 13, 2013
We can provide financing for a middle fico score of 600 as long as the automated underwriting system issues an approved response.

Feel free to give me and our team at Diamond Residential Mortgage a call at your convenience for a free consultation. We are a full service mortgage bank with in house origination, processing, underwriting, closing, and funding departments.

Chris Diamond
Diamond Residential Mortgage Corporation
NMLS: 771882
0 votes
Riccardo War…, Agent, Bolingbrook, IL
Wed Apr 10, 2013
We are good to go at a 600 score. Give me a call to see if you prequalify.

Sean Cochran
Quality Mortgage Lending
0 votes
Team Mortgage…, , Hinsdale, IL
Tue Apr 9, 2013
Hi there, we can go as low as 580 for some programs. Now just because a score is over 580 doesn't mean it's automatically doable as it depends on why the credit is at that range but it can be done. After talking about your situation we'll have a better idea if it's a viable route for you. Call 708-829-2537 and ask for Anthony.
0 votes
Bill J Delig…, Agent, Naperville, IL
Thu Apr 4, 2013
Are you employed?
How much do you have available for down payment?
There may be some options but it may be wiser to spend the next few months clearing up an credit issues that you have and therefore put yourself in a better position of success down the road.
0 votes
Matt Laricy, Agent, Chicago, IL
Thu Apr 4, 2013
Try calling Tony Lupescu at 708-351-6416.
0 votes
Randall Lanc…, Agent, Chicago, IL
Wed Apr 3, 2013
Please give me a call at 773.810.9646. I work with BMO Harris and have a great contact that has programs that will work for you. You can also utilize my free website at to find properties, free of charge. If you have any questions feel free to contact me.
0 votes
Sam Sharp, Mortgage Broker Or Lender, Chicago, IL
Wed Apr 3, 2013
Prospect Mortgage and WIntrust has been able to lend with a 600 score in the past - but not sure if they still do.
Sam Sharp
Senior VP of Mortgage Lending
Guaranteed Rate
773 290 0455
0 votes
Philip Sencer, Agent, Chicago, IL
Wed Apr 3, 2013
My web site has some lender references. Give them a call
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more