NJ, you do have many choices in Nassau County in your price range that are commutable. One important thing that you can keep in mind is that property taxes vary, and certain areas may require flood insurance. If you would like to give me a call, we can discuss how these variable affect your payment, and exactly what you can qualify for. Although my main office is in Stamford, CT, I have always lived on Long Island and am very familiar with what you can get for what price in the various communities. I can be reached at 516-972-1687, or through my Trulia profile.