Unwavering Commitment to Service, Unsurpassed Results
Your first step would be obtaining your pre-approval with a good local lender! My preferred lender is Amy Costa with Imortgage in Tracy. Simply follow the instructions below to begin your pre-approval process & have a Sensational Sunday! Your friend & Realtor, Henry Brooks 209-814-0119
1. Completed online application at http://www.imortgage.com/amy.costa (Click on Apply for a Mortgage and use TBD for a property address)
2. 2010 & 2011 Federal Income Tax Returns & W2â€™s
3. One monthâ€™s pay stubs
4. One monthâ€™s bank statements
5. Copy of Drivers License
You can fax or email these items directly to me. Once I have everything, I can have the pre-approval and a written estimate prepared for you within 1 business day.
If you have any questions, please do not hesitate to contact either myself or Brittany. We look forward to working with you!
NMLS ID 270094
DIRECT 209 229 4121
OFFICE 209 229 4120
FAX 877 385 6015
CELL 209 603 9648
504 W. 11th St.
Tracy, California 95376
I have done that successfully a couple of times this year. You need to find out the price on the home first of all, then get yourself pre approved with a local lender that will verify that the home is within your price range. If you are a Veteran or a first time buyer, there are some great programs out there to help you with financing costs.
Once you know the price is affordable, it might even be cheaper then the rent you pay, then you need to find a trust worthy Realtor that will help you put a fair offer together. Then the Realtor can present the offer to the seller and accepted for you.
This is a fantastic time to be a home buyer. I hope all goes well for you. if you need any help, please feel free to contact me.
Lura Bailey Realtor Prudential California,Modesto, Ca
209-495-0915 or http://www.Luracv.com
Best of luck.
Realtor (I am available if you need me), to help you negotiate an acceptable offer with your landlord.
Chuck Bukhari - Your Realtor
Exit Realty Consultants
You can go to your bank, and ask to speak to the loan officers there. That might be the easiest since access to your accounts will be available. You need to provide all your financial information( W-2's, check stubs etc) and based upon your income and debt, a mortgage amount will be determined for you.
Take your loan Pre-Approval and meet with the local Realtors and begin working with a good Buyer Agent.