If you're not already working with a realtor, I highly recommend you find one to help you submit an offer on the house you are interested in purchasing. Once you draw up the contract and submits it to the seller's agent, they review the contract and make a decision on accepting or declining your contract. If approved, then all the necessary contingencies take place. This will depend on your loan and what your contract stipulates. Once this is complete and satisfactory to all parties involved, you will go to closing. If you need further assistance, feel free to contact me, Jasmine Jackson at 301-437-0092, or firstname.lastname@example.org. Good luck with your purchase.