We found a home that we absolutely love at the Carmel Estates, but the $171 HOA fee is keeping us from buying. There is no pool, no club house, and the homes don't seem to be selling. I definitely feel they need to drop the HOA fee.........I'm sure more people would buy there!
That is a complex question. It is a little more than the usual for an established gated community, but it all depends on what you get for it. What you need to do is get the HOA docs and take a look at what you are getting for that amount. If it includes exterior maintenance, that might be a good deal. If you need help with finding these let me know.