Asked by Jinger Knox, Melbourne, FL • Fri Oct 11, 2013
Sellers and buyers alike need to be aware of the new flood zone maps and the fact that you might not have to carry flood insurance even if you are within a flood zone. If you find yourself having to procure pricey flood insurance and your house was built anytime within the last two decades you may want to look at the pdf at this link (copy and paste) http://www.fema.gov/media-library-data/20130726-1437-20490-3
It explains how and why you might be exempt. All of that fill that the builder put into your lot to make your home above the crown of the road could actually save you thousands of dollars on flood insurance.
Best of luck.
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