Asked by Scotty T., Meriden, CT • Wed Mar 7, 2012
My past credit history was not so good, it was low 500s, so last year I payed everything off and it slowly rose to 637. However...I have applied for 2 home loans at big banks this past year and have been denied due to THEIR credit scoring system has me under 620, both my wife and I. We have good jobs my income is $36k and my wifes is $44k. We have saved up some money and are willing to put down a TOTAL of $9k. We need guidence and want to be IN a home in 90 days. So we are ready to start NOW. Please help us.
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