Asked by FirstTimeBuyer, Corona, CA • Wed Jul 14, 2010
â€¨My credit is pretty horrible (529/529/548) due to some horrible choices made early on in my credit history.
Here is an overview of my current situation: â€¨â€¨24 Years old, recent college grad, 30-35K in Student Loans, 10K in other miscellaneous credit debt, 50K per year income, 6 months employed, working on paying down as many cards in as short a time span as I can since I know this a great time to buy.
I know the chances of me qualifying for any loan at this point is slim to none, but I just need some references as to anyone I can talk to who can help me strategize and put myself in a position where I can possibly qualify within the next year or so. Would I be better going the "Lease - To-Own" route? I have been doing my research and it seems like folks either love it or hate it... Just look for some more personalized advice to my situation.
I am looking in the Riverside/Ontario/Corona/Fontana/Moreno Valley areas of the Inland Empire, Southern California. â€¨â€¨Thanks in advance.
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