Asked by Christopher Harris, Chattanooga, TN • Thu Jul 11, 2013
How will this effect getting loans. My wife is a school teacher of 7 years and I work for the city. We both have steady income and have never been late on payments or loans. We just have the issue of starting to build credit from no credit. Are both are credit scores taking into consideration? We have hardly no debt but it just seems so slow trying to build up our credit so we can purchase a house while the markets good.
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