It depends. How much is the price of the house? Could he qualify on his own or does he need your income? How low is your credit? Usually for FHA your middle score can be as low as 600. In state of Minnesota, for purchasing a house one person is enough to be on the loan. As a wife whether you sign on it or not, you have vested interest on it. For the sale of the house, we do need both of you to sign, so it sells. Minnesota Law: One to buy, two to sell.
So, do you have interest in the title regardless of whether you are on the loan? Because you are married yes.
If he can not qualify with his income alone, you may want to come in, you may increase your score or just come in, depending on your score. Our friends have answered you, you may also try Well fargo for that matter, when they qualify you directly, there is no, if, may be, sorta, kinda, lets see stipulations.... However there are lots of great Mortgage Consultants. This is more like a Mortgage question, but the general tips are related to what we deal with on a daily basis. Good luck in your purchase. Contact with any questions!
Broker associate, ReMax results, MN, 952-239-1697,firstname.lastname@example.org