Asked by Kd770, Dallas, GA • Wed Mar 17, 2010
My husband and I filed chapter 7 2 years ago and we did not include are house, no reason to. Now we are ready to sell and buy another home. What is the chances of us having to put down payment in todays market. My neighborhood have foreclose homes and that made the value of our home go down too. Do you think we will have equity in it or loss it because of the value of the home was decrease and will we be able to qualify for the $6,500 tax credit. We are always on time on our mortgage payment but I thought maybe the Chapter 7 casting over our credit will make things harder.
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